Network cost
Interchange and card-brand assessments—the unavoidable foundation beneath every card payment.
Payment profitability for pest control
Keep more of every service dollar.
PestMargin helps growing pest-control companies understand the full cost of getting paid, recover what is eligible, and protect recurring revenue as the business scales.
900+pest companies served
3.25%typical card-cost pressure
01specialized point of view
PM / MARGIN SNAPSHOT01—03
Where the
margin moves.
margin moves.
Monthly card volume$100,000
Illustrative monthly opportunity$2,100before implementation variables
A statement is not a bill to accept. It is a system to understand.
Built for recurring-route businesses
PROCESSING COSTS AREN'T JUST A BANKING ISSUE.
They're a margin decision.
For a recurring-service company, a fraction of a percent can become tens of thousands of dollars every year.
How we see it
Most owners see a rate.
We see a stack.
Payment cost is rarely one number. It is a set of layers—some unavoidable, some negotiable, and some simply overlooked.
MERCHANT STATEMENT / SAMPLEPM REVIEW
Monthly processing detailJuly 2026
Card sales volume$100,000.00
Interchange + assessments$1,842.00
Authorization + retry activity$312.00review
Processor markup + fees$1,198.00opportunity
True effective cost3.35%
PM NOTE
Not every fee is negotiable.
Not every fee is inevitable.
The PestMargin read
We separate the cost of acceptance from the cost of complexity.
That distinction is where a generic rate quote stops—and a useful advisory engagement begins.
01What the networks charge
02What the processor adds
03What your operation can change
Independent visibility
Your processor runs the transactions.
We represent your margin.
We begin with the processor, pest software, and payment workflow you already use. A switch is not the objective; a better financial outcome is.
Payment activity
Authorization, retry, gateway, and downgrade patterns that can quietly compound month after month.
Processor economics
Markup, bundled pricing, software relationships, and contract terms that determine your real cost.
The starting point
Payment Profit
Recovery Audit
A focused financial and operational review built specifically for recurring pest-control businesses.
Initial engagementStarting at $2,000Fixed scope. Clear deliverable. No processor switch required to begin.
01
True effective processing rate
↗02
Credit, debit, and card-brand mix
↗03
Processor markup and avoidable fees
↗04
Surcharge and ACH opportunity
↗05
Software and workflow compatibility
↗06
Projected monthly and annual impact
↗You leave with a prioritized savings blueprint—not a stack of unexplained processor jargon.
How it works
From statements
to stronger margins.
Built to work virtually, confidentially, and with minimal disruption to your billing team.
Send the statements
We review recent merchant statements and learn how payments move through your pest-control operation.
See the real cost
You receive a plain-English breakdown of your effective rate, hidden costs, and recovery opportunities.
Build the rollout
We create a practical plan for your processor, software, customer agreements, communications, and office team.
Protect the margin
Ongoing monitoring helps catch fee increases, payment leakage, compliance changes, and underperforming workflows.
Monthly Margin Protection
The audit finds the opportunity.
Monitoring keeps it from disappearing.
Payment costs do not stay still. Processor pricing changes, card mix shifts, retry patterns grow, and new fees can appear after the initial cleanup. Ongoing oversight is available to verify that projected savings continue reaching your bottom line.
Start with an independent audit. Add monitoring only when the continuing value is measurable.
What we watch
01Effective-rate movement
02New or increased processor fees
03Authorization and retry leakage
04Interchange downgrades
05Surcharge and ACH performance
06Declines, chargebacks, and payment friction
“
Pest owners shouldn't need to become payments experts to understand where their margin is going.
Operator-built advice
Both sides
of the statement.
Founder Justin Thompson brings years of merchant-services experience together with firsthand ownership and operating experience in multi-market, recurring-route service businesses.
He has worked with more than 900 pest-control companies in the payments space and understands the pace, complexity, and margin pressure that come with rapid growth.
900+Pest companies served
3Service markets operated
1Specialized point of view
Start with the numbers
Your merchant statements already contain the story.
Let's find out how much of your payment cost is avoidable, recoverable, or simply misunderstood.
Schedule a confidential review ↗No obligation to change processors.